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Help with the University's cost of attendance and loans?

Hi Everyone! 

I was just wondering. I recently got admitted to the University of Alabama, as an out of state student, and I have 2 questions in my mind that I need answers to. (I truly appreciate your time and effort for helping me out)

1. Considering that I got a presidential scholarship (28,000) and an additional 2500 engineering scholarship and I live as a normal out of state student, how much do you estimate I will end up in student loans?? 

2. If there is a way to reduce the total living cost on campus on the first year (20,000), what would be your recommendations?? And what's the lowest I can bring it down by??

5 Answers

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  • Anonymous
    3 months ago

    NEVER look at THEIR total cost estimation on their website.  It's all bullsh*t and lies.  Multiply what they tell you the cost of attendance is by about 7.                       

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  • 3 months ago

    Have you gotten your official offer of financial aid from the university? This seems awfully early. Did your parents fill out the FAFSA? You may qualify for other financial aid beyond the scholarships.  A lot depends on how much the university wants you. My daughter got wildly different financial aid offers- from 0 to almost a full ride, based on whether the school wanted her. As for the student loans- there are all kinds of things going on in Washington- from a $10,000 student loan forgiveness, to additional student aid that will minimize your debt in future years. You're lucky that you're starting during Biden's term- no thanks to Alabama! If you're going to be in Tuscaloosa, I have a few words of advice:

    1. Keep your political opinions to yourself. Either way, it's going to get you in trouble.

    2. Show reverence for Bear Bryant ( you'll be attending events in Bear Bryant stadium, on Bear Bryant Drive)- he's a former football coach ranked just slightly below Jesus in the eyes of Alabamans. 

    3. Pretend to be interested in football, even if you aren't. Football is a religion in Alabama.

    4. Pretend to be religious, even if you aren't, People in Alabama go to church twice on Sunday and once in the middle of the week. 

  • MS
    Lv 7
    3 months ago

    As a freshman, you are required to live in campus housing your freshman year.  The housing estimate for Alabama is about $14,000 a year.  After your scholarships, that is pretty much your total direct cost.  So if you need loans for all of your housing costs for 4 years it would come out to just under $60,000 total.  You may or may not find it cheaper to live off campus in future years, but you need to consider the costs of rent, utilities, groceries, etc - things that are covered by your campus housing costs.  

    You could see if you qualify for additional private scholarships.  You may qualify for a work study program on campus, which allows you to work a campus job to earn money toward your expenses.  

  • 3 months ago

    these questions should be addressed to the financial aid office at UAB [i assume Birmingham ... please choose correct campus]

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  • Scott
    Lv 6
    3 months ago

    The University of Alabama requires all freshman students to live in their dormitories. So there’s not much you can do about that. Have you looked at their total cost estimation?

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