Have you ever encountered wild animal while driving at night? Does insurance cover animal-car collision?
- Bone AloneLv 79 months agoFavourite answer
I once almost ran over a rabbit or hare (it was night) on consecutive days at the same place. I think it was the same rabbit.
Almost ran over a deer. He was practically next to my car.
Comprehensive insurance covers damages caused by wild animals but liability insurance doesn’t cover animal collision.
- regeruggedLv 79 months ago
Unfortunately, I have wacked a few. If you have comprehensive insurance, you are covered. Hitting an animal is not considered "collision."