I was refused medical test 3 Chiropractors, my GP, and an orthopedic doctor, said I needed, Cigna said, it was not medically needed.?
My Doctor, said, IL allows people with no insurance to pay for my MRI for $300. I said, then lets do it. I just got the results today I have a complete Rotator cup tear, and a major tenant tear. So Cigna delayed my medical test an medical treatment for a full month because they felt it was not medically needed. They were wrong. I was in massive pain, and off work and delaying my surgery delays me getting back to work for over a month. and The tenant tear, could have gotten worse making me wait 33 days. In part because they said, I had to show I was having rehab for 6 weeks. Which I did, but the PT and Chiro doctor after 3 weeks said, they were going to cut back on my exercise, because they thought it could make it worse. What kind of lawyer, do I look for. ?
Diane, I don't think you understood my question. I was hurt, and there is a good evidence My tendant tear was smaller a month away. Witch was when 2 chiropractors and the Orthopedic surgeon said I needed an MRI. But even if the injury is close to the same, Cigna made me wait in pain, for 32 days before I could not take the pain which made me start taking Opioids. GP said, I need surgery right away. After he saw my MRI that I paid for. Because Cigna said I did not have a medical need.
- Anonymous1 year ago
This falls under medical malpractice / insurance law.
- Diane ALv 71 year ago
Start with the ortho contacting Cigna if they haven’t, often they can bypass the initial decline and speak to the medical director. That is cheaper than hiring a lawyer to start. Any general lawyer can send a letter if you can’t find one with health care experience.