Mortgage loan for house under 50k...please help!!!?

I'm a first time buyer and I want to buy a house in the 20-30k range. I found one my husband and I LOVE for 27k! Problem is my realtor is saying I cant get a mortgage loan for under 50k. She is saying take out a personal loan but our payments per month would be too high for us. So is there anywhere I can get a... show more I'm a first time buyer and I want to buy a house in the 20-30k range. I found one my husband and I LOVE for 27k! Problem is my realtor is saying I cant get a mortgage loan for under 50k. She is saying take out a personal loan but our payments per month would be too high for us. So is there anywhere I can get a mortgage loan under 50k??? And if so could I have a cosigner? Because we have no credit lol

Please help,
TIA!
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