• Can you withdraw more funds in bank atm than the ones you have ?

    Say u have 30$ but u need 40$ will the bank let u get them out. Or will it charge u that fee
    Say u have 30$ but u need 40$ will the bank let u get them out. Or will it charge u that fee
    9 answers · 11 hours ago
  • Going from a 2-income down to a 1-income family without cutting expenses?

    Combined there's $95,000 in student loan debt. $40,000 in CC debt And $35,000 in Auto financing debt Plus a checking account balance that overdrafts twice a week and a slowly climbing CC debt In that situation, the Dad of house earns $75K working a full time office job The mom of house was earning a much... show more
    Combined there's $95,000 in student loan debt. $40,000 in CC debt And $35,000 in Auto financing debt Plus a checking account balance that overdrafts twice a week and a slowly climbing CC debt In that situation, the Dad of house earns $75K working a full time office job The mom of house was earning a much needed $40K but then one day the mom said "I honestly want to be a full time stay-at-home mom why won't you let me? All my friends are stay-at-home moms" No it's not fair for me to cut expenses for this . And yet you can't pay the bills and rent and interest on CC debt on one income What do you do?
    21 answers · 3 days ago
  • Can Money Buy Happiness?

    224 answers · 1 week ago
  • Will I be approved for a mortgage?

    Between ages 20-22 I was £1500 into my overdraft, overdrawn up to £150 every month on top of that and had around 4 payday loans all in arrears. I'm now 22, I've set up direct debits and slowly paying/paid my loans off. I'm putting most of my wages into paying off my overdraft and I'm now paying my... show more
    Between ages 20-22 I was £1500 into my overdraft, overdrawn up to £150 every month on top of that and had around 4 payday loans all in arrears. I'm now 22, I've set up direct debits and slowly paying/paid my loans off. I'm putting most of my wages into paying off my overdraft and I'm now paying my monthly bills (tv license) etc on time. Basically I got into a mess and I'm slowly sorting it out. Will i ever be able to get a mortgage? how soon? how likely? please help I've always wanted my own home for a family
    12 answers · 2 days ago
  • What would happen if you borrow student loan and you don't pay any of it back?

    Best answer: Lots of bad things. It starts with harassing phone calls and mail notices. If you ignore these, the loan company can go to court and garnish any wages you get (meaning they get the money instead). Your credit will be ruined, so if you try to take out any loan, such as a car loan, you'll be rejected. Anyone... show more
    Best answer: Lots of bad things. It starts with harassing phone calls and mail notices. If you ignore these, the loan company can go to court and garnish any wages you get (meaning they get the money instead). Your credit will be ruined, so if you try to take out any loan, such as a car loan, you'll be rejected. Anyone checking your credit, such as a prospective employer, will not hire you. And because you are not making payments, the interest on the loan will keep growing, making your debt greater and greater.
    10 answers · 2 days ago
  • 💰Does money make you happy?

    Best answer: Not having a minimum amount of money for basic food and shelter would be stressful for me, especially if I saw no end in sight. Beyond that, more money would not make me much happier. I also think that what makes people unhappy about finances is when they don't have a concept of a minimum amount for basic... show more
    Best answer: Not having a minimum amount of money for basic food and shelter would be stressful for me, especially if I saw no end in sight. Beyond that, more money would not make me much happier. I also think that what makes people unhappy about finances is when they don't have a concept of a minimum amount for basic expenses. Then nothing is ever enough, and they are perpetually unhappy.
    17 answers · 4 days ago
  • I am trying to start a non profit and I also was going to declare chapter 7 bankruptcy. Will my non profit be affected by the bancruptcy?

    I am taking donations for Be The Change incorporated and want to make sure it can't be touched during declaring bankruptcy
    I am taking donations for Be The Change incorporated and want to make sure it can't be touched during declaring bankruptcy
    6 answers · 13 hours ago
  • How can a man become a billionair?

    6 answers · 15 hours ago
  • Can my mom shut down my bank account?

    My mom created me a Bank of America account when I was a kid and put me as an FBO. I ve been using the account but I recently moved out of the country and have been getting slammed with fees for not depositing money into the account regularly. Would she be able to close the account since her name is on it, or would... show more
    My mom created me a Bank of America account when I was a kid and put me as an FBO. I ve been using the account but I recently moved out of the country and have been getting slammed with fees for not depositing money into the account regularly. Would she be able to close the account since her name is on it, or would only I be able to since I m over 18?
    7 answers · 1 day ago
  • How long should a 23 year old college graduate stay home with their parents paying most of thier bills.I can not save paying bills at home.?

    I will be 23 years old soon and I am a female.I will finish college soon.I dont have anyone one that I am talking to or no boyfriend.The men I have dated we dont make it long term.A few have told me that they feel like they are talking to a grown child.Most of the time becuase of my parents.I am still living at... show more
    I will be 23 years old soon and I am a female.I will finish college soon.I dont have anyone one that I am talking to or no boyfriend.The men I have dated we dont make it long term.A few have told me that they feel like they are talking to a grown child.Most of the time becuase of my parents.I am still living at home.I am still heping paying thier bills.I dont have a car.I don't even have any bills of my own.I cant save because I am always paying bills.I have a decent job in the hospital.My question is what should someone at my age do with their life.It seems like I really dont have one and I shouldnt let this continue to long.
    6 answers · 20 hours ago
  • My parents want me out and I don't know what to do?

    So I may 18 and because I'm gay, I have a girlfriend too, my parents want me out of the house. I've already been thrown out twice this week, but they said I need to get out asap. I don't have any relatives to stay round and I can't rely on my friends. My girlfriend lives in a packed house so I... show more
    So I may 18 and because I'm gay, I have a girlfriend too, my parents want me out of the house. I've already been thrown out twice this week, but they said I need to get out asap. I don't have any relatives to stay round and I can't rely on my friends. My girlfriend lives in a packed house so I cannot stay there, I'm thinking about a flat for £525 near my girlfriend atm. I do not earn that a month but as from September I may well do, atm I have £700 in my account and £2k savings. But then again, there's affording food, electric etc. I just don't know what to do
    5 answers · 4 hours ago
  • How can i stop being cheap?

    5 answers · 5 hours ago
  • Suppose you have $95 in your checking account. First you pay $34 for a new sweater using your debit card.?

    Then you deposit a $32 check. The next day you withdraw $16 at the supermarket. What is the balance in your account? - [ ] a. $145 - [ ] b.  $81 - [ ] c. $77 - [ ] d. $13
    Then you deposit a $32 check. The next day you withdraw $16 at the supermarket. What is the balance in your account? - [ ] a. $145 - [ ] b.  $81 - [ ] c. $77 - [ ] d. $13
    6 answers · 1 day ago
  • 3 reasons why a person would take a loan over 30 years in preference to 25 years?

    Best answer: They might not qualify for the slightly higher payment of the shorter term. They might prefer a lower monthly payment, even though they ultimately would be paying more. This is short-term thinking, the same philosophy that leads people to make minimum payments on their credit card when they can afford more. They... show more
    Best answer: They might not qualify for the slightly higher payment of the shorter term.
    They might prefer a lower monthly payment, even though they ultimately would be paying more. This is short-term thinking, the same philosophy that leads people to make minimum payments on their credit card when they can afford more.
    They might not be planning to stay there very long, and judge that the appreciation of the property will be more than the savings in paying off the loan quicker. Again, short-term thinking, and risky (what if the property goes down in value?)
    8 answers · 3 days ago
  • Can I have two bank accounts for the same bank?

    I have a joint account with my mother, and I want to start a new one from the same bank. So could I do that? Or would I have to go to another bank?
    I have a joint account with my mother, and I want to start a new one from the same bank. So could I do that? Or would I have to go to another bank?
    13 answers · 4 days ago
  • Is contributing to a 401k/Roth 401k worth it beyond the company match, once you factor in fees?

    Summary: Regardless of amount contributed each year, 1 percent in fees over 40 years ends up eating up roughly 25 percent of an account (for 8 vs 9 percent return, 10 vs 11, etc.). If 401k fees are that much more than individual brokerage account, and the tax advantage is less than 25 percent, is it worth it? I am... show more
    Summary: Regardless of amount contributed each year, 1 percent in fees over 40 years ends up eating up roughly 25 percent of an account (for 8 vs 9 percent return, 10 vs 11, etc.). If 401k fees are that much more than individual brokerage account, and the tax advantage is less than 25 percent, is it worth it? I am capable of contributing the maximum amount of $18,000 per year, but based upon fees, is it better to just put most (besides what's needed for employer match) in my individual brokerage account instead and invest it there? I ask for two reasons: First, the management fees for the 401k are fairly high. Second, the funds are limited and have high expense ratios except for just one Vanguard fund which is only mid-cap. Since I've got still 35+ years left until retirement, I feel like a small cap index will have higher returns in the long run. So, with fees around 1 percent and/or a combination of additional potential return from small cap, is the 401k worth it? I don't believe the tax savings will ever be 25 percent (which is what the fees would eat up), unless I were to be in the 39.6 percent and retire and live in the 15 percent. For a Roth 401k, at most I'd avoid would be 20 percent long term capital gains, which is still less than 25 percent in additional fees. This will be in addition to an IRA. Is what I've all stated true?
    5 answers · 21 hours ago
  • How can I make money ?

    Best answer: Volunteer! It's a great way to get actual experience. Could be at an animal shelter, library, anywhere where they offer volunteer positions. Sometimes they'll even offer a real job
    Best answer: Volunteer! It's a great way to get actual experience. Could be at an animal shelter, library, anywhere where they offer volunteer positions. Sometimes they'll even offer a real job
    9 answers · 3 days ago