• Life insurance?

    hypothetically... if i have life insurance and i kill myself, will my mother get whatever money? to do whatever she needs to
    hypothetically... if i have life insurance and i kill myself, will my mother get whatever money? to do whatever she needs to
    14 answers · 2 days ago
  • Damage to another apartment - no insurance cover?

    I caused some flood damage to the apartment below mine, I did not have my own renters insurance coverage. From what I’ve been told, the tenant renting the apartment below and the land lady who owns it, can claim on their own insurance to repair the damage I caused. Though after paying out, I’ve also been told... show more
    I caused some flood damage to the apartment below mine, I did not have my own renters insurance coverage. From what I’ve been told, the tenant renting the apartment below and the land lady who owns it, can claim on their own insurance to repair the damage I caused. Though after paying out, I’ve also been told that their insurance companies will still hold the other party liable and they sue them to recover what they have paid out. With them being an insurance company, I’m told they will use lawyers who are experts in suing a responsible party (me) not only for the damage caused but also for full court costs and all other expenses which they will recover through a wages garnishment to ensure full payments and all expenses are paid. To add to that, I was told that the girl renting the apartment and the land lady who owns it will both have deductibles which they will also sue me to recover that money, making all of this extremely expensive payments. Is this correct and they will all be suing me for this?
    12 answers · 7 hours ago
  • Why do people buy life insurances when they don't have children?

    What happens to the money they paid for after they die? Is it automatic for funeral expenses? Even though they don't have children?
    What happens to the money they paid for after they die? Is it automatic for funeral expenses? Even though they don't have children?
    12 answers · 18 hours ago
  • Is employer responsible? what kind of compensation get?

    Over 50yo, work for airport baggage, standing, lifting all time, now suffer from inguinal hernia( big bulge of intestine and pressing bladder). Will he can get working related compensation or just state disability insurance? even the surgery arranged 2 month later.
    Over 50yo, work for airport baggage, standing, lifting all time, now suffer from inguinal hernia( big bulge of intestine and pressing bladder). Will he can get working related compensation or just state disability insurance? even the surgery arranged 2 month later.
    10 answers · 2 days ago
  • If someone earning $30,000 a year receives insurance from their work in order to pay for medication costing $60,000 a year and then loses?

    Best answer: Approximately 103% of what the insurance had cost. (What they paid for it, plus what their employer paid, plus about 3% more.)

    The cost of the medication and the persons salary or wage do not affect the cost of COBRA. It is based only on what the insurance cost.
    Best answer: Approximately 103% of what the insurance had cost. (What they paid for it, plus what their employer paid, plus about 3% more.)

    The cost of the medication and the persons salary or wage do not affect the cost of COBRA. It is based only on what the insurance cost.
    7 answers · 2 days ago
  • Question on homeowners insurance?

    I own a home in nyc My mom lives there n she has 24/7 care with private aides. Am I better off getting homeowners insurance or landlord insurance. What questions should I ask and what should I look for in a policy. Also, being in nyc, what yearly price range is fair? Got a pricy quote from one agent who... show more
    I own a home in nyc My mom lives there n she has 24/7 care with private aides. Am I better off getting homeowners insurance or landlord insurance. What questions should I ask and what should I look for in a policy. Also, being in nyc, what yearly price range is fair? Got a pricy quote from one agent who refused to give me any options or different price points. He just kept telling me to think of this as an investment.
    9 answers · 3 days ago
  • Since I pay a penalty if I don't get insurance, doesn't that mean I technically should have insurance no matter what?

    Best answer: Yes, under the ACA, but starting next year when you file your 2018 tax return you dont have to be insured. That was overturned. In 2018 when you file for 2017 you still pay the penalty for no insurance. Not technically, but realistically and literally, you must have been covered in 2017.
    Best answer: Yes, under the ACA, but starting next year when you file your 2018 tax return you dont have to be insured. That was overturned. In 2018 when you file for 2017 you still pay the penalty for no insurance. Not technically, but realistically and literally, you must have been covered in 2017.
    8 answers · 3 days ago
  • How long is the maximum length of time someone can have COBRA for insurance?

    Best answer: It depends on what state they live in, and if they have any critical illnesses. Minimum is 18 months - maximum is 36 months.
    Best answer: It depends on what state they live in, and if they have any critical illnesses. Minimum is 18 months - maximum is 36 months.
    6 answers · 2 days ago
  • Individual health insurance in California Blue Shield !?

    Best answer: There is something called "continuity of care". This means that if you have a medical problem and their isn't a doctor available in network for your continue, the insurance company will work with you to find a doctor who can care for you. - the doctor has to be willing to accept your insurance for... show more
    Best answer: There is something called "continuity of care". This means that if you have a medical problem and their isn't a doctor available in network for your continue, the insurance company will work with you to find a doctor who can care for you.
    - the doctor has to be willing to accept your insurance for this specific case.

    If you have an actual reason for not liking the surgeon in network (not just you get bad vibes from him/her), then you may be able to use the "continuity of care" process to find another doctor. It will likely be with another doctor in NV, unless there is a specific reason to go to California.

    You are not eligible for Blue Shield of California because you don't live in California. Even if you did, the deadline to purchase insurance in California for 2018 was Jan 31st.

    The Affordable Care Act is a law. It's not a type of insurance. The law governs health insurance, medicaid (welfare healthcare), and medicare (pension healthcare). Since you are unemployed, do you mean that you have Nevada Medicaid? If this is the case, you are going to have to go with the doctors they provide. When the government pays for health treatment (welfare), the trade off is limited choices.
    6 answers · 3 days ago
  • How do you pay for health insurance?

    How exactly do people pay for health insurance? It cost SO MUCH money!!! Is there a way to reduce the cost of health insurance so it s more affordable? I wrestle everyday and sometimes things happen so I want health insurance so I m prepared but how do I make it affordable?
    How exactly do people pay for health insurance? It cost SO MUCH money!!! Is there a way to reduce the cost of health insurance so it s more affordable? I wrestle everyday and sometimes things happen so I want health insurance so I m prepared but how do I make it affordable?
    9 answers · 5 days ago
  • If I have health insurance through my workplace and lose my job, will i lose my health insurance?

    Best answer: Yes, unfortunately. That Cobra stuff they offer to people who lost their jobs really is more expensive than private healthcare. Try Kaiser for good premiums if you absolutely need constant healthcare, otherwise risk it and stay healthy with your common sense until you land some other job.
    Best answer: Yes, unfortunately. That Cobra stuff they offer to people who lost their jobs really is more expensive than private healthcare. Try Kaiser for good premiums if you absolutely need constant healthcare, otherwise risk it and stay healthy with your common sense until you land some other job.
    11 answers · 6 days ago
  • Can I add my mother and sibling to my health kentucky insurance?

    I am planning to live with them soon and I will have the main income in the household. Mother is 50 years old and brother is 20. I will basically be the provider to the family with a new job and the only car for now. I want to purchase a health insurance for all of us but I don’t know where from and how to go... show more
    I am planning to live with them soon and I will have the main income in the household. Mother is 50 years old and brother is 20. I will basically be the provider to the family with a new job and the only car for now. I want to purchase a health insurance for all of us but I don’t know where from and how to go about it. I will probably be making around $40000 annually before taxes.
    9 answers · 6 days ago
  • Can i take my father to court about our health insurance plan?

    So my father has to have me in his health insurance plan till I m 25 but he doesn t want to give me a card or the information to even use it. I m also insured by the state. They are willing to pay for my appointments but they won t pay for my medications. I m in need of my medications because I am pregnant and I... show more
    So my father has to have me in his health insurance plan till I m 25 but he doesn t want to give me a card or the information to even use it. I m also insured by the state. They are willing to pay for my appointments but they won t pay for my medications. I m in need of my medications because I am pregnant and I have a bacteria but I can t get medicine since my father won t give me the insurance card. What can I do? Can I take him to court about this?
    16 answers · 2 weeks ago
  • Can I get a refund for a medical Pre-tax deduction if I’m going to part time and no longer eligible for insurance ?

    So i started my job in October and I signed up for medical insurance, I recently just dropped down to part time which will take effect on 2/18 but my medical pre tax was deducted from my wages on 2/9 is their any way I can get a refund seeing as I won’t be getting the insurance
    So i started my job in October and I signed up for medical insurance, I recently just dropped down to part time which will take effect on 2/18 but my medical pre tax was deducted from my wages on 2/9 is their any way I can get a refund seeing as I won’t be getting the insurance
    7 answers · 1 week ago
  • How do I avoid fees on my HSA account when I no longer have high deducible insurance?

    I no longer have high deductible insurance. My HSA holder is charging me $4 every month but it seem there is no way to avoid it. It's too late to change my insurance and if I put the money into any other kind of account I will be hit with income tax and a penalty. This is extortion. All this because my... show more
    I no longer have high deductible insurance. My HSA holder is charging me $4 every month but it seem there is no way to avoid it. It's too late to change my insurance and if I put the money into any other kind of account I will be hit with income tax and a penalty. This is extortion. All this because my company got bought out and my new company. doesn't pay the fees.
    6 answers · 1 week ago
  • Health insurance?

    I am a divorced father who carries insurance for my 2 children and myself in Illinois. Recently, I switched jobs to Wisconsin. Their insurance puts me out of network for my kids who live primarily in Illinois with their mother. I called my old jobs agent (our insurance was a group of small businesses that come... show more
    I am a divorced father who carries insurance for my 2 children and myself in Illinois. Recently, I switched jobs to Wisconsin. Their insurance puts me out of network for my kids who live primarily in Illinois with their mother. I called my old jobs agent (our insurance was a group of small businesses that come together to give their employees healthcare, I paid the full portion every month) to ask if I could keep my coverage for Illinois in order to cover my kids while moving to Wisconsin for my new job. He never has a straight answer. How do divorced parents get healthcare coverage for their children who live in another state?
    9 answers · 1 week ago